Whether it’s for your main home, second home or a purchase to let you like, the House Survey is a crucial part of the house purchase process. They were founded by the Royal Institute of Chartered Surveyors on the request of the government for use after July 2009.
This has provided a standard approach to the level two survey of construction which enables both parties to determine whether or not the sale can go through. The survey and this stage or at the basic and advanced levels of 1 and 3 do not pose any problems that are a cause for concern in most cases. But what would you do if the Building Survey Birmingham way pulled up a problem?
So that you can see the report for yourself and try to make sense of it, the first point of call should be the solicitors. It is expected to be generated in a format that is jargon-free and simple to understand. The other persons to contact are the lender’s mortgage lawyer that you are using. They should also be aware of the mortgage offer and can offer reassurance that it will only need to be changed.
It may be that the property has a problem that first needs to be solved. For example, if there is an issue with windows or roof tiles, then this will need to fall off the selling price or before it can go through, the sellers need to repair it first. The presence of Japanese Knotweed, which can cause harm to foundations, is one of the most irritating. In most cases the issues can be resolved and you can move forwards with your house purchase.
